Personal Banking

Product Highlights

The Citizens Bank offers a variety of financial products to help make your life easier. From our increasingly popular TCB-FREE Checking Account to our Advantage 50 and Citizens Select Accounts, we've designed our products to help meet the unique needs customers have at various stages of life. Our Customer Service Representatives can help you decide which account is right for you. Visit one of our branch locations today for more details.

Checking Accounts

Our customer service representatives can help you choose the account with as many or as few features as you like. With no minimum balance requirement or monthly service charge fees, our TCB-FREE Checking Account is ideal for students, first-time checking account holders, and those who do not require special account features. Our Advantage Accounts offer value-added checking with all the "little extras". Our Interest Checking and Citizens Select Accounts earn interest if the minimum balance and other requirements are met. Direct deposit features, ATM and debit cards are available.


The Citizens Bank encourages everyone to save for the future and we have the products to help you do just that. Whether you prefer a Basic Savings Account, a Certificate of Deposit, a Premium Money Market or an IRA, we want to help you prepare for those days ahead. We also have an Investment Department to help you choose the best way to make your money work for you.


  • Minimum balance requirements apply
  • Personalized checks provide good records
  • Safe, convenient way to pay bills
  • Monthly statements
  • Automatic drafts available
  • Interest paid on a collected balance in a tiered structure

Other Products and Services

With the convenience of online and telephone banking, you have easy access to your account information wherever you are. We also offer wire transfer services, safe deposit boxes, check imaging and more. In addition to credit cards and Overdraft Protection Accounts, our loan services include consumer loans, residential mortgages, and home equity lines of credit. When you stop by one of our branch locations, a real person will help you prepare your credit application and guide you through the process. That's part of our "Old Fashioned Service."